Speed
The Work Number
Minutes
The data is precompiled. TWN is able to fetch information on an individual and send it back electronically. This may result in feedback loops with the employer.
Argyle
Milliseconds
Argyle pulls employment records in real-time. The speed of pulling employment time is measured in computer time.
The Employer
Days to Weeks
The HR department of an employer has a low incentive to complete these forms; regulation requiring their completion is spotty, and it requires looking up data in payroll systems.